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Problem with Insurance Claim?

At AbsolutLAW, we solve insurance claim problems.

Don't let the insurance company win. Don't let big insurance bully you. 

Insurance companies have a standard playbook to defer, delay and deny payment of legitimate claims. When deferring, delaying and denying fails, they often will try to shift blame. After all, every dollar that is not paid on a legitimate insurance claim goes to their bottom-line profits, and virtually all insurance companies are for profit entities. Even those that claim to be non-profit are not true non-profit organizations. 

AbsolutLAW has many years of practice experience handling insurance claims, and when necessary, litigating cases involving an insurance companies failure to honor their contractual and legal obligations, including, but not limited to cases involving bad faith insurance practices. 

“Bad faith” from an insurance company usually involves a failure by the insurance company to honor the terms of the contract of insurance with a policy holder or to comply with standards established by Texas law. The Texas Insurance Code provides civil remedies for policyholders who become the victims of bad faith insurance practices. Because bad faith practices are not always obvious even to most attorneys, you need a firm, like AbsolutLAW that is experienced in insurance law and can recognize the signs of a valid bad faith insurance case.

There are several unlawful or unethical practices an insurance company might engage in that can lead to legitimate charges of bad faith under the Texas laws. Any of these, or similar practices, can result in a client seeking compensation for damages. Some bad faith insurance or unfair claim settlement practices include, but are not limited to:

  • misrepresenting one or more material facts and/or policy provisions relating to coverage
  • making misrepresentations of law
  • failing to attempt in good faith to effectuate a prompt, fair, and equitable settlement of a claim with respect to which their liability has become reasonably clear.
  • failing to attempt in good faith to effectuate a prompt, fair, and equitable settlement of a claim under one portion of a policy with respect to which liability has become reasonably clear in order to influence Plaintiff to settle its claim with respect to another portion of the policy.
  • failing to promptly provide a reasonable explanation of the basis in law or fact for the denial of Plaintiff's claim.
  • refusing to affirm or deny coverage within a reasonable time.
  • refusing to conduct a reasonable investigation.
  • ignoring damage known to be covered by the policy.
  • conducting an outcome-oriented investigation in order to provide a basis to underpay the claim.

Whether your problem with insurance arises from a life insurance policy, residential policy, commercial policy, business interruption policy or some other context, AbsolutLAW can solve your insurance claim problem.

Contact AbsolutLAW today.

Contact Us Today

AbsolutLAW is committed to answering your questions about law issues in Texas and Oklahoma. We'll gladly discuss your case with you at your convenience. Contact us today to schedule an appointment.